For Merchants
Buy Now
Buy Now
Pay Later
Pay Later
Get Rewards
Get Rewards
Yumi - the first fully onchain
BNPL that rewards you.
Yumi - the first fully onchain
BNPL that rewards you.
Yumi is a fully onchain, zero-interest Buy Now Pay Later solution that rewards you with DeFi yield — so you never pay full price again. Built for the next-gen economy.
Yumi is a fully onchain, zero-interest Buy Now Pay Later solution that rewards you with DeFi yield — so you never pay full price again. Built for the next-gen economy.
$
$
How yumi works
How yumi works
Choose Yumi at Checkout
Choose Yumi at Checkout
Select Yumi as your payment method to split your purchase instantly into 4 easy, zero-interest installments
— no extra steps, no delays.
Select Yumi as your payment method to split your purchase instantly into 4 easy, zero-interest installments — no extra steps, no delays.
Pay with Yumi
Pay with Yumi
Pay in 4 with crypto
Pay in 4 with crypto
4 interest-free installments
4 interest-free installments
Credit card
Credit card
Add your card details
Add your card details
Apple pay
Apple pay
Touch ID of Face ID
Touch ID of Face ID
Pay in 4 with crypto
Pay in 4 with crypto
Total
Total
Incl. Taxes & Fees
Incl. Taxes & Fees
$1020
$1020
785
785
Excellent
Excellent
You have excellent credit
You have excellent credit
No hard inquiry
No hard inquiry
No credit impact
No credit impact
Instant decision
Instant decision
Instant Soft Credit Check
Instant Soft Credit Check
We run a soft check to approve you instantly.
It won’t affect your credit score and is fully invisible to
credit bureaus. Smooth, secure, and stress-free.
We run a soft check to approve you instantly.
It won’t affect your credit score and is fully invisible to credit bureaus. Smooth, secure, and stress-free.
Get the App
Get the App
Pay Later, Earn Yield
Pay Later, Earn Yield
As you repay, your unspent money earns yield
through DeFi — so you save and earn.
No banks. No catch. Just smarter spending.
As you repay, your unspent money earns yield
through DeFi — so you save and earn. No banks. No catch. Just smarter spending.
Start Earning Now
Start Earning Now
$250.00
$250.00
Every 2 weeks
Every 2 weeks
4 Payments
4 Payments
Due Today
Due Today
$250.00
$250.00
In 2 Weeks
In 2 Weeks
$250.00
$250.00
In 4 Weeks
In 4 Weeks
$250.00
$250.00
In 6 Weeks
In 6 Weeks
$250.00
$250.00
Offset with yield
Offset with yield
Reduce final payment with crypto deposits
Reduce final payment with crypto deposits
Choose Wallet to pay $250
Choose Wallet to pay $250
Why Yumi
Why Yumi
Pay Less, Always
Pay Less, Always
Split payments with zero interest — while your money earns passive DeFi rewards in the background.
Split payments with zero interest — while your money earns passive DeFi rewards in the background.
Credit Safe
Credit Safe
We run a soft credit check that’s instant and invisible — your credit score stays safe.
We run a soft credit check that’s instant and invisible — your credit score stays safe.
Truly Onchain
Truly Onchain
No banks. No middlemen. Just fast, transparent ownership — powered by code.
No banks. No middlemen. Just fast, transparent ownership — powered by code.
Testimonials
Testimonials
Trusted by Early Adopters
Trusted by Early Adopters
Finally, a BNPL that makes sense. I’m earning while I spend — and I didn’t touch my credit score.
Adriana Novak
USA
Using Yumi felt like magic. No fees, no stress — just smart, onchain payments that work.
Emily
USA
As a founder, this is the kind of DeFi utility I’ve been waiting for. Real product. Real upside.
Ryan
UK
I didn’t think crypto could be this simple. Yumi just works — no learning curve, and I actually saved money.
Sasha
UK
Flexible Payments
That Pay You Back.
Flexible Payments
That Pay You Back.
Yumi is built for the way you already think about money
— flexible, secure, and working for you.
Yumi is built for the way you already think about money
— flexible, secure, and working for you.
